Australia is the sixth largest country in the world, in terms of land area. Because of its vast land mass and varied geo-characteristics, it attracts adventure loving people who are young at heart. Whether you drive your way to office on bike, or whether you go on adventure excursions on the dirt-road, a motorbike insurance Australia is essentially required to keep you covered from unexpected mishaps.
Whether you ride a moped, a scooter, a bike, or a vintage two-wheeler – motorbike insurance is an absolute must. There are many policies in the market that serve your insurance requirements. However, choosing any one of them is not as simple as it appears to be. Just like you compare care insurance, you one needs to compare various motorbike insurance options, before ultimately selecting the best one that suits the requirement.
There are three primary types of motorbike insurance:
- Comprehensive
For either motorbike or scooter, this policy would provide you cover against damage due to: accidents, natural calamities like flood, earthquake, etc., theft or an attempt of theft, and/or malicious act. - Third Party Fire and Theft
Under this insurance type, the damages that could be caused by you to other’s vehicles. Accidents are unpredictable, and however careful we may be, a single slip or a short brake is enough to ram into someone else and cause harm to their vehicles as well. This insurance would cover the liabilities caused by this accident by you on other’s car or property. - Veteran/ Vintage & Classic Motorbike
For the love of our good old vehicles, this insurance provides cover for vehicles older than 15 years and are used by enthusiasts for a hobby or for recreational purposes. You would not have to let go of your vehicle that you love, just for it is too old.