When you are on a road trip, you may opt to take out the expenses of accommodation and choose to hitch a caravan to the back of your car. This being a cost-effective option for you, you will have to make sure that you are operating within the law.
Usually, for cases whereby you are traversing different towns in Australia, you will find that there are strict rules which determine what you can tow. Some of these regulations can be complicated, but there are factors that will make it less complicated for you, allowing you to enjoy your road trip.
One of the factors includes the dates you passed your driving test. For older drivers, the rules are more generous than for younger ones. Older drivers have a more extensive combined weight limit for the vehicle and trailer or caravan. However, younger drivers are only allowed to tow a smaller container in most towns.
Once you are in check with the weight restrictions, the next thing to consider is insurance. Most comprehensive insurance or motorcycle insurance caters for trailers but only for third party property damage. This means that you will be covered for any injury to someone else’s’ property, but the policy may not pay out if the caravan or trailer is damaged in an accident caused by you. To get all these facts, get more than one car insurance quotes from insurance providers.
This also brings out the need for separate caravan insurance. This allows you to be able to claim on your insurance if your caravan is damaged by fire or stolen. Trailers can be costly; hence, you can opt to pay an extra premium on your car insurance or get a separate cover for it.
Also, check on the details of the insurance and you should bear in mind that your policy may not necessarily cater to the contents in the trailer. Considering what you have inside, you may require additional insurance.
