In Australia, there are many things that affect the cost, the type and the insurance policies people get for their vehicles. Mostly when they try to gather the various car insurance quotes and compare it with the most reasonable car insurance quote there could be many things that apply and may affect the charges as well. So it is better not to focus on a single thing, aspect or feature when you have to decide on the best possible car insurance quite.
It is always better to consider the quotes from a wide range of different insurance providers or if it is not possible for you to reach out and get quotes you may also consider checking up the testimonials that insurers have in real.
For applying for the car insurance after collecting and comparing the initial quotes you have to take care of many things that may affect the premium rates or the monthly installments in many ways.
You can notice if the company is reliable or not. For example if a company or the insurers replied to your queries within a short time, call you back to satisfy your questions and concerns and help you know all the things in detail, you may consider it a legit and the helpful source to get your car insured as compared to the one that never or replied or replies late or have no clear information regarding the benefits of getting insured from the company.
You may also take care of the things and may ask them if they could let you know about the claim processing procedures and the time they always need to process your claims when you apply for it and what obligation would be effective in that case as well.
This will also give an idea of how you are going to deal with that company when you have to put forth your claims.