Whether you bought your motorcycle to go to work every day or you use it occasionally, you will need to keep it protected. When your bike is always protected, you have peace of mind as you ride. How much insurance do you need for your bike?
You bike needs to be insured before taking it on the road. Depending on your state, you need Compulsory Third Party Car Insurance, Green Slip or Transport Accident Charge. Irrespective of the name used in your state, you need to insure your motorbike when you register it. Some states include this insurance as part of the registration fee.
You need your bike insurance in winter just as you need it in other days. In most cases, riders tend to cancel their insurance in winter because they seldom ride their bikes but this is not advisable. Your motorcycle insurance in days you don’t ride your bike protects the bike from theft, damage and fire. Again, you cannot be sure that you won’t have an impulse ride once during winter.
You have many options when it comes to your bike’s insurance. Start by getting comprehensive insurance for your bike as it is required by law. You can also get third party fire and theft insurance and third party property-only bike insurance.
If your bike has a trailer, it may not be covered by the basic compulsory third party motorcycle insurance. However, there are special insurance options that cover your bike trailer and all other parts of your bike.
You can always get the best deals for your bike insurance by comparing prices online. You can also check insurance providers who offer discounts to ensure you get the best deals. Some companies offer discounts for riders who have owned their bikes for more than a year.
